Our Mission…

Insurance is not one size fits all. Insurance is not just a commodity in which all policies are the same and the only difference is the name on the annual statement. Insurance is a key part of your family’s financial plan and it is designed to protect you from the unimaginable. Insurance is in place to make and keep you whole. Jefferson Avenue Insurance and Financial Services, llc is here to help you understand your options concerning your insurance. Whether it be for your Car, Home, Life or Business, we will tailor your policies so that you are getting the most value for your insurance dollar. As an Independent Insurance Agency, we have the ability to shop your insurance policies across the market to make sure we are always providing you the best rate with the best companies. It is our focus at Jefferson Avenue Insurance and Financial Services, llc to always do what’s in your best interest. This is our mission statement and this is our goal.

Thank you for choosing Jefferson Avenue Insurance and Financial Services, llc.
we are happy to serve you.
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Jeff started Jefferson Avenue Insurance and Financial Services, llc with the sole intent to better serve his clients with more choices and better options. Prior to opening the doors of Jefferson Avenue, Jeff was very successful working for a top direct writer (Captive) Insurance company where as a leading Sales Agent, he won numerous top honors including Rookie of the Year in National Life Insurance Sales, Rookie of the Year of Regional Home Insurance Sales and had the honor of being a member of the National Leader’s Club and National Life Leaders Club. Though very successful, Jeff knew that his business could only be taken so far due to limitations as a direct writer. Jefferson Avenue Insurance and Financial Services, llc allows Jeff the flexibility to best serve his clients in ways that he was not able to do in the past.

Jeffrey Gallo, lutcf

Auto Insurance:

We at Jefferson Avenue Insurance understand that you have many options concerning your auto insurance. It seems everywhere you look, there is another new and clever ad trying to get your business. That is why Jefferson Avenue has partnered up with the top insurance carriers so we can always provide the best rates the industry has to offer. Once you become a Jefferson Avenue client, you will not have to call around to shop your insurance ever again!

One call over to us and we will shop your auto insurance for you. Here at Jefferson Avenue Insurance, we understand that a lower rate is as only as good as the coverage the policy provides.

That is why it is our focus to always match your current coverage “apples to apples” to the coverage that we are proposing. That way you will always get the fairest and most accurate quote that will save you the most money while keeping you properly protected.

Home Insurance:

No one wants to make a home insurance claim. A claim typically represents ones’ biggest fears concerning their home and belongings. When we see a home that has had a recent accident, we can only hope that the owner has “good insurance”. This is a product we wish to never use but if we do, we hope we made the right decision to choose the right coverage with the right company.

That’s where we come in. Jefferson Avenue Insurance understands that your home is your castle and we promise to always advise how to best protect your home and your family.

Unforeseen accidents and claims do happen and it’s important that you are with the right insurance advisor to help you get back on your feet.

Life Insurance:

Everyone needs Life Insurance but unfortunately, most American’s feel they do not have enough. It is a topic that most people try to avoid and rightfully so, no one wants to think about the big “what if”. However, avoiding this vital part of your family’s financial security is simply not an option.

Here at Jefferson Avenue Insurance, we understand your concerns and we have the industry knowledge to guide you through the process. We will help you feel comfortable and good about your Life Insurance purchase and we will assist you in making the right decision concerning your life insurance plan.

We have partnerships with the top carriers on the market and we’ll make sure to get you the best price with a financially strong company. Sleep easier knowing that your family will still be able to realize their dreams, even in the unfortunate event of your passing.

Business Insurance:

You work too hard to let an accident derail your goals. That is why Jefferson Avenue Insurance is here; to make sure that you can worry about more important matters, like running your business. As a small business owner, we know how important it is to be properly covered while at the same time, it is just as important to keep an eye on your bottom line.

Our insurance partners specialize in insuring your particular profession and industry so we can always get you the most competitive rates with highly rated companies. Jefferson Avenue will work with you to keep your cost down and coverage up!


Jeffrey J. Gallo, LUTCF
Office: 610.260.3078
Cell: 215.740.8847
Fax: 215.376.6952
632 Germantown Pike
Suite B
Lafayette Hill, PA 19444

email: JGallo@JeffersonAveInsurance.com
An independent "GlobalGreen Insurance Agency"® franchise


8 Reasons to Use an Independent Insurance Agent

Sleep better knowing an Independent Insurance Agent is on your side.

First off, what is an Independent Insurance Agent?
There are two kinds of insurance agents, Captive Agents and Non-Captive, or Independent Insurance Agents. There is a big difference!

Captive Agents are committed to one insurance carrier, like AllState or State Farm, and are restricted to selling that one company’s product line. They cannot shop around for other opportunities that may better suit consumer needs. To a captive agent, the parent company comes first.

On the other hand, Independent Insurance Agents are open to offering their customers multiple product lines, which may include The Hartford, Safeco, or Travelers. This broader selection offers more resources to find coverage that best suits your personal situation. To an independent agent, the customer comes first.

Consumer Light Blub Goes On!
Do you trust your finances with someone who is more concerned about their company than with you? Of course not! You will sleep better knowing an Independent Insurance Agent is on your side.

An Independent Agent:
  1. Is a value hunter - they look for the best combination of price, coverage, and service.
  2. Offers one-stop shopping. With one call or visit, you have access to multiple lines of coverage for all your needs. Independent agents vary, but most offer a full range of auto, home, rental, business, life, and flood products.
  3. Is committed to customer satisfaction - their livelihood depends on it.
  4. Treats you as a person - not a number.
  5. Becomes your consultant/advisor for the present and future - helping you to protect your valuable assets.
  6. Provides personalized claims service. No need to navigate a phone chain - Your independent agent can contact your insurance carrier directly to help smooth out the claims process.
  7. Listens. How better to help determine your needs?
  8. Has strong community ties. Look around you - PTA, Rotary, and Chamber of Commerce. Chances are your local insurance agent is right beside you building a stronger community.

The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any policies, nor does it provide any guarantees. You should read your specific policy for a complete description of coverage.


How Much Life Insurance Do You Need?

If you’ve opted to create to a life insurance plan and have already selected a life insurance agent to work with, you’ll have to determine how much coverage you actually need. While some agents use a formula to recommend a certain amount of coverage for each client, the amount may not be enough. Here are guidelines on how to review your income, calculate annual expenses and assess the needs of your family:

  1. Avoid overly-simplistic formulas and calculators.
  2. Consider your current earnings and adjust for inflation.
  3. Factor in current and future annual expenses.
  4. Review current resources.
  5. Review outstanding debts and liabilities.